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A working review of moving company services

Moving company services defined one by one: what each includes, excludes, changes on the estimate, and where the liability sits when something goes wrong.

What to take away

  • A service is not a name. It is a definition with four partswhat is included, what is excluded, what it changes on the estimate, and who is liable if the item is damaged. Sell a name without the other three and you have sold a dispute.
  • Packing is the service most often sold loosely and most often argued about, because the carton the customer packed and the carton your crew packed sit on the same truck under different terms.
  • A package is a bundle of defined services at a stated price, not a tier with a metal name. If a customer cannot tell from the page what changes between two packages, the packages are marketing rather than a product.
  • Whatever you write on the website is a claim you must be able to support. That applies to "all-inclusive" and "no hidden fees" as much as to a price.

The service catalog

Everything a household mover sells is a combination of the services below. Define each one in your own documents before you bundle any of them.

Moving Service Catalog

Included

Loading and unloading
Crew hours, pads, dollies
Transport
Driving, securing load
Disassembly and reassembly
Beds, tables, doorway items
Packing
Cartons, materials, inventory
Unpacking
Cartons opened, debris removed
Materials supply only
Cartons, paper, tape
Specialty handling
Pianos, safes, artwork

Excluded

Loading and unloading
Items not carried
Transport
Storage between ends
Disassembly and reassembly
Appliances, wall mounts
Packing
Customer-packed items
Unpacking
Putting contents away
Materials supply only
Any labor
Specialty handling
Unlisted items

Estimate Impact

Loading and unloading
Crew-hour count, truck time
Transport
Travel time or mileage
Disassembly and reassembly
Crew hours, specialist
Packing
Separate day, materials, liability
Unpacking
Crew hours at destination
Materials supply only
Materials line with counts
Specialty handling
Equipment, crating
ServiceIncludedExcluded unless statedWhat it changes on the estimate
Loading and unloadingCrew hours, pads, dollies, truck, basic protection of the buildingAnything the crew does not physically carryThe crew-hour count and the truck time
TransportDriving between the addresses, securing the loadStorage between the two endsTravel time or mileage, depending on your basis
Disassembly and reassemblyBeds, tables, and items that will not pass a doorway assembledAppliances needing a technician, wall mounts, custom built-insCrew hours, and sometimes a specialist
PackingCartons packed by your crew, materials supplied, inventory of what went inAnything the customer packedA separate day, a materials line, and a different liability position
UnpackingCartons opened, contents placed on a surface, debris removedPutting contents away in cabinets, unless you say soCrew hours at the destination
Materials supply onlyCartons, paper, tape, and specialty containers deliveredAny laborA materials line with counts, no labor
Specialty handlingPianos, safes, artwork, oversized items, cratingAnything not listed by name on the estimateEquipment, extra crew, and often a separate charge
Appliance serviceMoving the applianceDisconnecting and reconnecting gas, water, or electrical serviceA third party and a scheduling dependency
Storage in transitWarehouse handling in, storage, handling outAccess to your goods during storage, unless arrangedTwo additional handling events and a recurring charge
Long carry and shuttleNothing by defaultEverythingAn access line, priced per unit and quantity
Debris and packing-material removalNothing by defaultEverythingA return trip and a disposal cost

Two entries on that list carry most of the trade's arguments: packing, and access. The rest are usually understood by both sides.

Packing is a separate business inside the business

Packing has its own day, its own materials list, its own crew skill, and its own claims profile. Treat it as a service with a definition rather than a favor added to a move.

Packing Responsibility Decision

Who packs the cartons?

Yes

Company packs all, inventory is ours

No

Customer packs all, cartons flagged and inspected

Three positions are possible, and you should choose one and write it down. You pack everything, and the inventory is yours. The customer packs everything, and the cartons are flagged as customer-packed at survey and inspected at the walkthrough. Or a split, where you pack the fragile categories you name and the customer packs the rest.

Whichever you choose, the carton the customer packed is the case that matters. Your crew did not see the contents, choose the padding, or seal it.

Whether damage inside that carton is claimable depends on the valuation terms the customer selected and the rules that govern the move. The estimate must record the customer-packed flag. The crew sheet must instruct workers to inspect and speak up before loading.

Valuation is not a service you sell, and customers think it is

When a customer asks whether packing "includes insurance," they are asking about valuation. Valuation is the level of liability you accept for their goods. The customer chooses from options the governing rules provide.

For interstate moves, the Federal Motor Carrier Safety Administration provides those options and disclosures. Its Protect Your Move materials describe what a customer must be told about loss and damage. For local moves, the state moving regulator sets them, if it sets any.

Do not paraphrase the options on your service page. Use the regulator's wording, present the choices it requires, and record the selection. Explain in one plain sentence what the lower option gives up.

startup and market guide treats this as one of the five decisions that shape the whole business. It belongs on the services page because that is where the customer meets it.

Building a package that means something

A package is a named bundle with a stated inclusion list. It is worth building when it removes a decision the customer cannot make well, and it is worth avoiding when it hides a charge.

Three tests before you publish one:

Package Publishing Checklist

  • Can customer tell what changes?
  • Does every excluded thing appear?
  • Is the estimate type stated?

A package does not remove the survey. Selling a fixed bundle without surveying the home moves the risk of the survey error entirely onto you, which is a legitimate business choice only if you have priced it that way on purpose.

What you may say about a package

Anything on the page is a claim. "All-inclusive," "no hidden charges," and "flat rate" get movers into trouble, because one access charge at delivery falsifies each. The FTC's advertising FAQs for small businesses say claims must be truthful and supportable.

If the page says all-inclusive, every possible day-of charge belongs in the package or on the page.

Pricing the labor inside the bundle

Every service in the catalog resolves to crew-hours, materials, and equipment time. The crew-hour decides whether a package works. Its cost exceeds the wage: payroll taxes, workers' compensation, and paid hours not on a job.

Check the wage component against the Bureau of Labor Statistics occupational wage tables. They publish metropolitan-area estimates for movers, drivers, and helpers. Then add the burden your own payroll shows.

Which services to open with

Start with loading, transport, unloading, and materials supply. Add packing when the crew is trained and materials stock is real. Add storage when there is a facility and an insurance form that covers goods in it.

Service Launch Order

  1. Start with loading, transport, unloading, materials
  2. Add packing when crew trained and stock ready
  3. Add storage when facility and insurance cover
  4. Add specialty handling one item class at a time

Add specialty handling one item class at a time, only after buying the equipment for it, because a piano moved without a board is a claim waiting to be filed.

Services declined should be declined by name on the estimate, with the reason. A customer who reads "appliance disconnection: not included, arrange with a licensed technician" is better served than one who discovers it at eight in the morning.

The records each service leaves

Each service produces a document, and the documents are what let you price the service correctly next year. Loading and unloading leave actual hours by phase. Packing leaves a materials consumption record and a carton count. Storage leaves handling events in and out. Specialty handling leaves an equipment record.

The Internal Revenue Service's guidance on what kind of records should I keep leaves the system to the business provided it clearly shows income and expenses. A job file with the service documents in it does that while also telling you which services are worth keeping.

Common questions

Should I publish prices for packages on the website?

Publish the basis and the inclusions. A total without a survey is a number you may have to withdraw, and withdrawing it is worse than never showing it.

Is labor-only a service or a different business?

It can be either. Sold alongside full-service moves it is a service with its own definition. Sold alone it changes which rules apply to you, so ask the regulator rather than assuming the answer carries over.

How many packages should a small mover offer?

Two or three. Each additional one multiplies the ways your estimate, your crew sheet, and your invoice can disagree with each other.

What belongs in every package regardless of tier?

The walkthrough with pre-existing damage recorded, the inventory, and the close-out. Those are not services; they are how you avoid paying for damage you did not cause.

Can a package include valuation?

The protection level is the customer's selection under the governing rules, so it is presented, not bundled away. You can include the cost of a higher option in a package price, but the customer still makes and records the choice.

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